PERLINDUNGAN HUKUM TERHADAP HAK-HAK PEMEGANG POLIS ASURANSI PRUDENTIAL SYARIAH MENURUT KETENTUAN UU NO. 40 TAHUN 2014 TENTANG PERASURANSIAN Indonesia

Abstract

Protections securing rights of insurance policyholders are crucial. It is because policyholders are often left unsecured legally from when the agreement is signed, and due to the fact that the statements in the contract are considered to only turn the company's
advantage. The misalignment between rights and obligations of policyholders and insurance companies, according to the agreement, makes the function of protection acts concerning policyholders become necessary. The protection Act 2014 Number 40 is, therefore, implemented, which concerns between both parties namely the policyholder and the insurance company. The issues Sharia Prudential has to face in providing protection to policyholders are that there are undisbursable claims; failing due payments made; and, inactive customer accounts or lapses.