KEWENANGAN OTORITAS JASA KEUANGAN (OJK) DALAM UPAYA PREVENTIF TERHADAP MASYARAKAT DI WILAYAH RT 007 RW 07 KELURAHAN PANGKALAN JATI, KECAMATAN CINERE KOTA DEPOK JAWA BARAT AGAR TIDAK TERJERAT PINJAMAN ONLINE ILEGAL
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Abstract
The Financial Services Authority's authority to protect people involved in illegal online loan sites is to collaborate with the Indonesian National Police and the Minister of Communication and Information to take action against illegal online loans that have the potential to violate the law. The aim of the research is to determine the authority of the Financial Services Authority in protecting the community in the area of RT 007 RW 07 Pangkalan Jati Subdistrict, Cinere District, Depok City, West Java who are involved with illegal online loan sites through Community Service activities organized by the Faculty of Law, University of Jakarta and to find out Preventive efforts are being made to prevent people from getting caught in illegal online loans. In conclusion, firm action was taken by carrying out cyber patrols, asking the public if they find suspicious or suspected illegal online investment or loan offers to report them to the Financial Services Authority via email or WhatsApp. The Financial Services Authority's efforts to prevent consumers from being caught in cases of illegal online loans, the preventive measures taken include strengthening financial literacy and carrying out active and comprehensive communication programs to increase public awareness of illegal online loan offers. Strengthening educational programs for the public to be careful in making online loans and protecting personal data, but not only the public is given education, financial services industry players are also given education to register their services with the OJK, and the Financial Services Authority distributes online loan alert SMS illegal
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